• The Business is experiencing or anticipating growth
• Slow Debtor payment is causing creditor pressure
• Taxation and Creditor payments not being met on time
• An alternative to traditional real estate secured funding solutions
• The Business is fully borrowed against other assets
• The Business has large regular outgoings, particular labour expenses

• A more flexible solution than the traditional Bank overdraft, which can release higher levels of funding, doesn’t      require real estate security and Grows in line with Sales
• Frees Management time and Business resources to focus on strategy and growth
• Improved Cash position and buying power can improve margins and reduce operating costs
• Less reliance on Business performance and trading history than traditional providers

• The Business must sell to other Businesses on Credit Terms and Invoice for Completed sales.
• Businesses in manufacturing, wholesaling and business services e.g. labour hire, security, transport, cleaning          and printing are well suited to Debtor Finance.

Whilst it is generally true that the cost of a Debtor Finance Facility is higher than traditional real estate -secured facilities, Debtor Finance is a competitive alternative when costs of Accounts Receivable management, early settlements discounts and lost sales are considered. The benefits of a stronger Cashflow in terms of accessing supplier’s discounts and reducing management costs, may also work to offset the cost of the Facility.

A Weekly Finance Fee is Charged on the Face Value of the Invoice, for the period that it remains outstanding. The Finance Fee is determined by the Businesses, Annual Turnover, Debtor days Outstanding, Calibre and Concentration of Debtor Ledger .